I understand what you mean. I am a high school student with a SUCCESSFUL hosting/design company. And I don't know if they could have some sort of certificatation, because if they do have it, what makes them any good? PayPal has a secure server and according to many people they steal money. I think that a certificatation thing like that would be a great idea, but it would be hard to run, at least I think.

P.S. My business is reg. with my state, making it LEGAL.