telemarketers are ALL bad. They prey on people so shy to say no. I was once a salesman, and I know how it goes.

Everyone knows about refinancing, everyone knows about charities, there is no need to call people at home and try to talk them in to buying something. Could you imagine Coca-Cola calling people at home at night asking them to buy Coke? They wouldn't, because they market the right way, then their product sells itself.

There is no place in this world for telemarketers.